Rick Payne ” As Seen on HGTV House Hunters ” FREE Home Buyer Services. Become a First Time Home Buyer in 2016. There has never been a better time to make the decision to become a Home Owner. Home Values are still very Good, interest Rates continue to be very aggressive in the 3.75% to 4.25% and there are good down payment assistance programs , if needed. NOW is the time to call Me at 678-427-5512 (cell) or email me at repayne7@bellsouth.net so we can discuss your particular home criteria needs. Have a Good Day,